In general, chapter 7 bankruptcy cancels all personal and business debts owed by an individual including without limitation credit cards, medical bills, personal loans, repossessions, landlords, lawsuits, mortgages and car loans. However, if a person wants to keep their house or car, they must pay on the lien to keep the property even though the […]
One of the biggest problems people have who need a good bankruptcy lawyer is paying the fees. How can I afford a good lawyer if I don’t have any money? This is a problem most clients face, especially if they are being garnished or are facing a court deadline that requires immediate attention. In providing […]
The concept of reaffirmation agreements (hereafter “reaffs(s)” is confusing for many clients. Basically, a reaffirmation agreement is a contract entered into during a bankruptcy that makes a person responsible, no matter what happens, for a debt they would otherwise discharge in the bankruptcy. They apply to secured debts like mortgages and car loans. Many people […]
Overview of Chapter 7 Bankruptcy Process in Colorado: What Are The Specific Steps Necessary to Actually File Chapter 7 And Get A Discharge of My Debts? Chapter 7 Bankruptcy is a straightforward legal process for cancelling debts and getting a fresh financial start. Almost all debts except child support, taxes, and school loans are cancelled […]
Millions of recent college graduates and current students are facing overwhelming student loan payments at a time when the job market is extremely tight and starting salaries are barely enough to pay rent, food and basic living expenses. There is often nothing left over to make payments on student loans which generally start six months […]
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