For most folks, credit improves after bankruptcy for a very practical reason—you no longer have debts and future creditors can consider your ability to repay (job security, stability of income, security, etc.), rather than worrying about whether you can pay the new debt because of past bills. Car loans and secured credit cards are fairly […]
Many single people who want to get married and have substantial debt are worried that their future spouse may be responsible for their debts. Also, people are nervous about getting married to someone with substantial debt for fear they may become liable for simply getting married. At Mile High Bankruptcy we get these questions all […]
Collection agencies and collection lawyers often increase their efforts to collect debts at year end. The pressure to deal with increased calls and threats AND the pressure to deal with the holidays can be very overwhelming and depressing. Why not give yourself a break if this is happening to you and contact Mile High Bankruptcy […]
As a Chapter 7 lawyer in Denver Colorado, I have received many calls from small business owners when they want to know: 1. Should I close my business if it is losing money? 2. Can the business creditors come after me? 3. Is the business worth saving? 4. How do I file a small business […]
In my many years as a Denver Bankruptcy Lawyer, I have heard the above questions from good, honest people who are frightened they might lose their car or home if they file bankruptcy, and wonder if they should transfer these assets to a relative or friend to protect them before they file. THE ANSWER IS […]
In my practice as a Denver bankruptcy lawyer, most cases involve a variety of debts, and in recent times where expenses are up and pay checks are tight, more and more cases also include bad checks and payday loans. In general, bad checks are cancelled in bankruptcy. THIS INCLUDES PAYDAY LOANS! There are certain issues […]
Can they take my social security? My pension? My Disability? Many seniors are VERY fearful of bankruptcy. They come from a generation where bankruptcy was not as common as it is today. They have heard horror stories from the past of friends or relatives who went through bankruptcy years ago and lost everything. In general, […]
The two most important qualities that must be established between a client and their bankruptcy lawyer are trust and communication. You need to understand Chapter 7, and feel comfortable with your lawyer, for the case to be a success. To assure these qualities, there must always be open communication between the lawyer and the client, […]
Bankruptcy is a Federal or national law that is available in all fifty states. If you move states, you must wait 90 days to file in the new location. You can therefore file bankruptcy in Colorado even if your debts are from another location. At Mile High Bankruptcy, we have many clients new to Colorado […]
Anyone who has tried to rent a house or apartment lately in Denver, Colorado knows that rents are up and the rental market is tight. According to the Denver Post, apartment rents are at a record high with average apartment rents of $992, up $40 from this time last year. While finding a place to […]
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