As we all know, Denver’s population has exploded in recent years. Many people arrive here seeking a better life, but often have debts from the past that they do not want to follow them to their new home. Bankruptcy law is a Federal law meaning it is available in any state. A few rules do […]
Towards the end of the year we have observed that collection action increases as collection agencies and banks work to meet year-end collection quotas. This is especially hard on folks with families who are trying to get by and enjoy the holidays but who are getting increased calls and pressure from creditors. Hiring a Denver […]
The busiest season for filing bankruptcy is spring and fall. Tax season and bankruptcy go hand-in-hand because many people use tax refunds to pay their attorney fees. Fall is busy because people want to take care of things before the holidays. But summer is actually an excellent time to file chapter 7 bankruptcy and get […]
I have noticed over the years that one of the greatest benefits of chapter 7 bankruptcy for those whose income is based on commission sales, or who are self employed, is the release of the tension involved with crushing debt, and the corresponding freedom people feel to go out and make more money. This is […]
On July 1, 2015, the Colorado Exemption laws were changed to increase the dollar amount of much of the property a person can protect when filing a Chapter 7 Bankruptcy. This is very good news as these amounts have not been increased in many years, despite inflation and the rising value of real estate. Perhaps […]
Last month, Mile High Bankruptcy in Denver, Colorado, together with the brilliant team at Legal Web Design, completely revamped and relaunched our website to make it a content and information based site to help people with bankruptcy questions find easy answers on the web. Most lawyer websites provide some limited information about chapter 7 bankruptcy, […]
One of the most important exemptions in bankruptcy (property you can protect and keep) is the homestead exemption which protects $60,000 of equity in your home, or $90,000 if you are over 60 years old or disabled. This means that if you file chapter 7 bankruptcy in Denver and are current with your mortgages you […]
CHAPTER 7 CAN PROVIDE RELIEF. I wrote a few weeks ago about rising rents and costs in the supposedly improving economy. Yes, certain indicators show things are improving, but PRICES are not keeping up with costs, and increased debt loads for working families are squeezing people harder than ever before. Yesterday, the stock market hit […]
People are afraid of bankruptcy. They think they have done something wrong and they will be punished. They worry that they will be embarrassed, that someone will come and take their things, that the process will be painful and disturbing. So they wait years sometimes, suffering with crushing debt, before finally calling a lawyer and […]
Lately, several clients have contacted me about emails and phone calls they are getting from payday loan collectors for debts many years old threatening them with arrest and jail for check fraud. I believe that many of these companies have set up sleazy phone banks to “stir the ashes” of old debts and scare people […]
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