Towards the end of the year we have observed that collection action increases as collection agencies and banks work to meet year-end collection quotas. This is especially hard on folks with families who are trying to get by and enjoy the holidays but who are getting increased calls and pressure from creditors. Hiring a Denver […]
Now that the school year is in full swing, thoughts of the fall and winter and the parade of holidays coming up are on many people’s minds. But this is often the most stressful time of the year, and debt problems can turn what should be something to look forward to into a nightmare. Phone […]
I am writing this on the Fourth of July, a great holiday celebrating our country’s independence, and see the language of independence and freedom as words we use every day in our law practice—bankruptcy results in freedom from debt and a new life of independence from the pain and burden of financial troubles. So, just […]
The busiest season for filing bankruptcy is spring and fall. Tax season and bankruptcy go hand-in-hand because many people use tax refunds to pay their attorney fees. Fall is busy because people want to take care of things before the holidays. But summer is actually an excellent time to file chapter 7 bankruptcy and get […]
I have noticed over the years that one of the greatest benefits of chapter 7 bankruptcy for those whose income is based on commission sales, or who are self employed, is the release of the tension involved with crushing debt, and the corresponding freedom people feel to go out and make more money. This is […]
On July 1, 2015, the Colorado Exemption laws were changed to increase the dollar amount of much of the property a person can protect when filing a Chapter 7 Bankruptcy. This is very good news as these amounts have not been increased in many years, despite inflation and the rising value of real estate. Perhaps […]
Last month, Mile High Bankruptcy in Denver, Colorado, together with the brilliant team at Legal Web Design, completely revamped and relaunched our website to make it a content and information based site to help people with bankruptcy questions find easy answers on the web. Most lawyer websites provide some limited information about chapter 7 bankruptcy, […]
One of the most important exemptions in bankruptcy (property you can protect and keep) is the homestead exemption which protects $60,000 of equity in your home, or $90,000 if you are over 60 years old or disabled. This means that if you file chapter 7 bankruptcy in Denver and are current with your mortgages you […]
Lately, several clients have contacted me about emails and phone calls they are getting from payday loan collectors for debts many years old threatening them with arrest and jail for check fraud. I believe that many of these companies have set up sleazy phone banks to “stir the ashes” of old debts and scare people […]
Clients often get confused over the filing fee for Chapter 7 Bankruptcy. How much is it? Is it in addition to the lawyers’ fees? Or is it included in the fee quote? Who gets the money and why do I have to pay it? The Chapter 7 filing fee in Colorado was recently raised from […]
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