Denver Bankruptcy Attorney Blog

One of the most important exemptions in bankruptcy (property you can protect and keep) is the homestead exemption which protects $60,000 of equity in your home, or $90,000 if you are over 60 years old or disabled. This means that if you file chapter 7 bankruptcy in Denver and are current with your mortgages you […]

Payday Loan Collectors Get Very Aggressive: What Can They Really Do?

Lately, several clients have contacted me about emails and phone calls they are getting from payday loan collectors for debts many years old threatening them with arrest and jail for check fraud. I believe that many of these companies have set up sleazy phone banks to “stir the ashes” of old debts and scare people […]

Chapter 7 Bankruptcy Filing Fees Increase June 1, 2014

Clients often get confused over the filing fee for Chapter 7 Bankruptcy. How much is it? Is it in addition to the lawyers’ fees? Or is it included in the fee quote? Who gets the money and why do I have to pay it? The Chapter 7 filing fee in Colorado was recently raised from […]

No Safety Net for Those Struggling with Their Bills – Chapter 7 Can Help

According to The Denver Post, four in ten families in Colorado lack sufficient reserves to survive three months in a financial emergency. People are living so close to the edge that they are unable to meet basic expenses when hit with a job loss or medical problem that interrupts their income in any way. One […]

Year-End Bankruptcy Planning

Collection agencies and collection lawyers often increase their efforts to collect debts at year end. The pressure to deal with increased calls and threats AND the pressure to deal with the holidays can be very overwhelming and depressing. Why not give yourself a break if this is happening to you and contact Mile High Bankruptcy […]

Medical Bills and Medical Bankruptcy

It has been estimated by CNN that over 60% of bankruptcies are caused by medical problems and medical bills. My experience as bankruptcy attorney in Denver for many years is that along with credit card debt, divorce and job loss, medical problems are definitely the number one cause of chapter 7 bankruptcy filings. In fact, […]

In my many years as a Denver Bankruptcy Lawyer, I have heard the above questions from good, honest people who are frightened they might lose their car or home if they file bankruptcy, and wonder if they should transfer these assets to a relative or friend to protect them before they file. THE ANSWER IS […]

Effects of Bankruptcy for People Over 60

Older folks often face a different set of problems than younger people as they face retirement and often have limited or fixed incomes such as a pension or social security which is simply not enough to pay for their basic needs, and service any amount of debt. Many people do without the basics such as […]

If I Move to Colorado From Another State Where Do I File Bankruptcy?

Bankruptcy is a Federal or national law that is available in all fifty states. If you move states, you must wait 90 days to file in the new location. You can therefore file bankruptcy in Colorado even if your debts are from another location. At  Mile High Bankruptcy, we have many clients new to Colorado […]

Mile High Bankruptcy Expanded Tax Season Hours

I am pleased to announce that Mile High Bankruptcy has expanded hours and service available during the 2013 tax filing season. Tax season is particularly busy for bankruptcy attorneys in Denver and nationwide because many individuals pay for their chapter 7 bankruptcies with their tax refunds. If a person files bankruptcy and has not received […]