Can they take my social security? My pension? My Disability? Many seniors are VERY fearful of bankruptcy. They come from a generation where bankruptcy was not as common as it is today. They have heard horror stories from the past of friends or relatives who went through bankruptcy years ago and lost everything. In general, […]
One of the most common questions we hear as Chapter 7 bankruptcy lawyers is whether a person can file bankruptcy without their spouse. The simple answer is “yes”, but there are certain considerations. First, our goal at Mile High Bankruptcy is to fix the financial problems of the entire family. If your debts are joint […]
One terrible surprise for clients is when they wake up and find all their money in the bank has been garnished by a Denver or Colorado collection lawyer or collection agency. People are also scared that this will happen because of threats by these parties. Sometimes these threats are real, and sometimes they are exaggerated […]
Almost all Chapter 7 bankruptcy lawyers offer payment plans for their fees. This is because it is often difficult for people to come up with the entire fee up front. While most of the fees are paid before the case is actually filed with the bankruptcy court, the work begins by payment of a retainer […]
As a follow up to my prior blog, I wanted to share my experience as a chapter 7 bankruptcy lawyer over the years as to coming to Denver from other areas of the state. We have processed cases here in Denver for clients in almost every county in Colorado, and many people prefer coming to […]
Many people looking for a Denver Bankruptcy attorney are afraid to come downtown. They fear the one-way streets, the highways, AND the parking headaches. But people know that sometimes the best attorneys can be found downtown because of the close proximity to the bankruptcy Court. Over the years practicing bankruptcy law in Denver, we have […]
Over the next few weeks, I will be blogging about the causes of bankruptcy for individuals and couples, and how these life problems can be helped by the filing. There is much fear and guilt associated with chapter 7 or any form of bankruptcy, but it in understanding the causes, which are often beyond someone’s […]
The simple answer is that a garnishment stops when a bankruptcy is filed. But there are many considerations that go into selecting when is the best time to file, and preparing and filing a bankruptcy, IN ORDER TO DO IT RIGHT, can sometimes take several weeks, depending on the situation. At Mile High Bankruptcy, we […]
This post is not based on specific statistics, but on my many years observing the cycles of the economy and their effects on people needing bankruptcies. Contrary to popular belief, bankruptcy filings do not necessarily go up or down with the economy. Sometimes, during good times, bankruptcies go up because there is more credit extended, […]
Older folks often face a different set of problems than younger people as they face retirement and often have limited or fixed incomes such as a pension or social security which is simply not enough to pay for their basic needs, and service any amount of debt. Many people do without the basics such as […]
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