Many people visit us after being turned down for a home loan. Their credit is just too bad. They are surprised because much of the debt is quite old and they feel they can afford a house based on their current income. The problem is that the debt doesn’t just go away and many collectors […]
At Mile High Bankruptcy, we have always prided ourselves with providing the best work we are able to do for our clients. Fairness, excellence, compassion, and strength are not just words to us, but commitments to excellence that we live by every day. In 2014, the Martindale-Hubbell organization—a powerful legal group serving lawyers and clients […]
Clients often get confused over the filing fee for Chapter 7 Bankruptcy. How much is it? Is it in addition to the lawyers’ fees? Or is it included in the fee quote? Who gets the money and why do I have to pay it? The Chapter 7 filing fee in Colorado was recently raised from […]
To most people, the word “Bankruptcy” is scary. No one ever expects to file bankruptcy, and facing up to your problems and filing Chapter 7 is filled with complicated emotions and much anxiety. I have seen this in the faces and questions from clients since Mile High Bankruptcy began in 1987. But, Bankruptcy is also […]
For most folks, credit improves after bankruptcy for a very practical reason—you no longer have debts and future creditors can consider your ability to repay (job security, stability of income, security, etc.), rather than worrying about whether you can pay the new debt because of past bills. Car loans and secured credit cards are fairly […]
Yes, we do. While the vast majority of our cases come from the Denver Metro Area, we do many cases from surrounding areas of the state, and some as far away as Durango or Eagle County. The problem for folks outside of the Denver area is logistics. They may have to travel far to see […]
Many single people who want to get married and have substantial debt are worried that their future spouse may be responsible for their debts. Also, people are nervous about getting married to someone with substantial debt for fear they may become liable for simply getting married. At Mile High Bankruptcy we get these questions all […]
According to The Denver Post, four in ten families in Colorado lack sufficient reserves to survive three months in a financial emergency. People are living so close to the edge that they are unable to meet basic expenses when hit with a job loss or medical problem that interrupts their income in any way. One […]
Foreclosures in Metro Denver were down 46% in 2013 according to The Denver Post. I feel this is because of rising house prices that allow a homeowner in trouble to sell their home easier than in the past, and that mortgage payments, while high, are often more reasonable than rent payments which continue to increase. […]
Three things have happened recently that are putting greater stress on Denver’s hardest struggling families. Chapter 7 Bankruptcy is even more important now to help these families eliminate debt and relieve some economic pressure. First, the IRS has delayed filing taxes to January 31—about two weeks later than in the past. The folks usually filing […]
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